For commercial real estate investors

Compare asset-based commercial bridge lenders

Private lenders that size bridge loans off the property, not your tax returns: multifamily, mixed-use, retail, office, industrial, self storage, hotels and specialty property. Closings in as little as 7 days, and lenders that don’t check credit.

  • Free for borrowers
  • No credit pull to compare
  • Loans from $1M to $50M
Compare lenders for my dealReturning? Log in to my loans

Commercial Bridge Lender Match is a free marketplace for commercial real estate sponsors who need a bridge loan. You enter one deal, and we apply every lender’s own rules to it, so you see who will lend, how much, at what rate and points, and how fast, before anyone gets your contact details. You pick up to three; your first pick reviews the deal first.

How it works

1

Enter your deal once

Property type and condition, occupancy, value, NOI, renovation budget, how fast you need to close, and a little about you. Tick No credit check if you want only lenders that don’t pull credit.

2

Compare blind offers

Every lender whose rules fit, as Lender A, B, C: max loan, rate, points, term, extensions, recourse, days to close and total cost. Sort by fastest close, highest loan or lowest cost.

3

Pick up to 3

Your 1st pick sees the deal first, with no contact details, and has 6 business hours to confirm your terms, send different terms or pass. Then your 2nd, then your 3rd.

4

Get introduced

When a lender confirms, we introduce you both by email and reveal its name. Only then does it get your contact details.

Bridge loans by property type

Residential income

MultifamilyMultifamily (5+ units)Mobile home and RV parkMobile home or RV parkStudent housingStudent housingSenior housingSenior housing or assisted livingRental portfolioPortfolio of 1–4 unit rentals (5+ homes)

Commercial

Mixed-useMixed-useRetailRetail or shopping centerOfficeOfficeMedical officeMedical officeIndustrialIndustrial, warehouse or flexSelf storageSelf storageHotel and motelHotel or motel

Specialty

Gas stationGas station or convenience storeAuto propertyAuto (car wash, repair, dealership)RestaurantRestaurant or barHealthcare and skilled nursingHealthcare or skilled nursingDaycare and private schoolDaycare or private schoolChurchChurch or place of worshipEvent venue and recreationEvent venue, recreation or golfParkingParking lot or garageCannabis propertyCannabis-related propertyCommercial landLand (commercial or entitled)

Something else, like a funeral home or cold storage? Choose Other when you compare lenders; it goes to lenders who review other property types case by case.

Bridge loan topics

No-Credit-Check Commercial Bridge LoansHow no-credit-check and no-income-doc commercial bridge loans work, what lenders underwrite instead, and how to compare asset-based lenders for your deal.Asset-Based Commercial Real Estate LoansHow asset-based commercial bridge loans are sized off the appraisal, and how hard money, banks and debt funds differ on leverage, cost and speed.Fast-Close Commercial Bridge Loans: 7, 14 and 21 DaysWhat it takes to close a commercial bridge loan in 7, 14 or 21 days: valuation, title, third-party reports, and the issues that most often delay a close.Bridge-to-HUD and Bridge-to-Agency LoansWhy sponsors use bridge debt before Fannie Mae, Freddie Mac or HUD 223(f) and 232 loans, and which bridge loan terms matter most for the exit.Cash-Out Refinance Commercial Bridge LoansHow cash-out refinance bridge loans on commercial property are sized: as-is value, seasoning, use of proceeds and what lenders look for.Value-Add Bridge Loans for Commercial Real EstateHow value-add bridge loans work: loan-to-cost vs as-is LTV, renovation holdbacks and draws, interest reserves and as-stabilized value.Distressed and Note-Payoff Bridge LoansBridge loans to pay off maturing or defaulted commercial debt, fund discounted payoffs or note purchases, and close ahead of a foreclosure date.

Calculators

Commercial bridge loan sizer (LTV and LTC)Debt yield and DSCR calculatorBridge loan cost calculatorCommercial Bridge Rate Index

Multifamily bridge loans by state

AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming

All property types by state

Frequently asked questions

What is a commercial bridge loan?

A short-term, usually interest-only loan, typically 12 to 36 months, that finances the purchase, refinance or repositioning of multifamily or commercial property until it can be sold or refinanced into permanent debt such as an agency, HUD, bank, CMBS or SBA loan.

What does asset-based mean?

An asset-based lender sizes the loan mainly on the property’s value from its appraisal or valuation, not on the sponsor’s credit score or tax returns. Many cap leverage around 65–75% of as-is value, and some lend without a credit check. See asset-based commercial loans.

Is Commercial Bridge Lender Match free for borrowers?

Yes. Borrowers never pay us anything to compare lenders or send a deal.

Will comparing lenders hurt my credit?

No. We never pull credit. You can enter an estimated score, or tick No credit check to see only lenders that don’t pull credit at all.

Who sees my contact details?

Only a lender you picked, and only after it confirms your terms (or you accept its different terms). Lenders that pass never see them.

How fast can a commercial bridge loan close?

Some asset-based lenders close in 7 to 14 days on a clean deal with title and valuation ready; 21 to 30 days is more common when third-party reports are needed. You choose 7, 14, 21 or 30+ days and only see lenders that can meet it. See fast-close bridge loans.

What loan sizes and property types are covered?

Bridge loans from about $1M to $50M on 5+ unit multifamily, mobile home and RV parks, student and senior housing, rental portfolios, mixed-use, retail, office, medical office, industrial, self storage, hotels and specialty property. No ground-up construction loans.

Are you an asset-based lender?

Get commercial bridge deals only from sponsors who compared your terms and picked you, and only deals that fit your box. Free to join.

Join as a lender