Commercial bridge loan topics
Plain-English guides to the situations borrowers use bridge loans for: borrowing without a credit check, lending off the appraisal, closing in 7 to 21 days, bridging to HUD or agency debt, pulling cash out, value-add business plans and distressed or note-payoff deals.
No-Credit-Check Commercial Bridge LoansHow no-credit-check and no-income-doc commercial bridge loans work, what lenders underwrite instead, and how to compare asset-based lenders for your deal.Asset-Based Commercial Real Estate LoansHow asset-based commercial bridge loans are sized off the appraisal, and how hard money, banks and debt funds differ on leverage, cost and speed.Fast-Close Commercial Bridge Loans: 7, 14 and 21 DaysWhat it takes to close a commercial bridge loan in 7, 14 or 21 days: valuation, title, third-party reports, and the issues that most often delay a close.Bridge-to-HUD and Bridge-to-Agency LoansWhy borrowers use bridge debt before Fannie Mae, Freddie Mac or HUD 223(f) and 232 loans, and which bridge loan terms matter most for the exit.Cash-Out Refinance Commercial Bridge LoansHow cash-out refinance bridge loans on commercial property are sized: as-is value, seasoning, use of proceeds and what lenders look for.Value-Add Bridge Loans for Commercial Real EstateHow value-add bridge loans work: loan-to-cost vs as-is LTV, renovation holdbacks and draws, interest reserves and as-stabilized value.Distressed and Note-Payoff Bridge LoansBridge loans to pay off maturing or defaulted commercial debt, fund discounted payoffs or note purchases, and close ahead of a foreclosure date.