Wyoming · Mobile home and RV park

Mobile home park and RV park bridge loans in Wyoming

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Mobile home and RV park bridge loans in Wyoming are short-term, usually interest-only loans of about $1M to $50M, typically 12 to 36 months, from private lenders that size the loan mainly on the property’s value. Wyoming is a non-judicial foreclosure state, which shapes how those lenders view their downside. Compare Wyoming lenders’ terms for your deal below.

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Compare Wyoming mobile home and rv park bridge lenders

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Mobile home and RV park bridge lenders in Wyoming

We publish live lender counts, rate ranges and leverage for mobile home and rv park bridge loans in Wyoming once at least three lenders in our network with current pricing serve the state. Until then, the comparison above shows every lender that fits your specific deal.

Wyoming at a glance

Foreclosure processNon-judicial
Usual security instrumentMortgage
Sale price disclosureNon-disclosure

Source: Wyoming statutes. Non-disclosure means sale prices are not generally recorded publicly, so appraisers rely more on broker and private data.

What Wyoming means for a bridge lender

Wyoming permits foreclosure by advertisement and sale outside court, and is a non-disclosure state, so comparable sales come from non-public sources.

A power-of-sale process outside court usually lets a lender recover the property faster than a court case. Asset-based lenders who rely on the collateral rather than the borrower’s credit are often most comfortable lending where the remedy is quick and predictable.

Mobile home and RV park specifics

Review local and state rules on manufactured housing communities, including resident notice requirements, rent increase limits where they apply, and how vacant lots can be infilled under current zoning.

How mobile home and rv park bridge loans are sized

Many asset-based bridge lenders cap mobile home park leverage around 60–75% of as-is value, with the land and lot rent driving value and park-owned homes often discounted or excluded. Parks on private well and septic, with failing infrastructure, low occupancy or mostly transient RV income usually see lower leverage. When the plan includes infill homes or utility work, some lenders fund that from a holdback sized to cost.

What lenders will ask for

  • Lot-by-lot rent roll showing tenant-owned, park-owned, vacant and RV sites
  • Trailing 12-month operating statement and bank deposit history
  • List of park-owned homes with titles, age and condition
  • Utility billing details: master meter, submeter or included
  • Well, septic or treatment plant permits and recent test results, if private
  • Site plan or plat showing lot layout

Full list and timeline on the mobile home park and rv park bridge loans page.

More in Wyoming

Nearby: Montana · South Dakota · Nebraska · Colorado · Utah · Idaho

Frequently asked questions

How do I find mobile home and rv park bridge lenders in Wyoming?

Enter your deal on Commercial Bridge Lender Match and we show every asset-based lender in our network that lends on mobile home and rv park property in Wyoming and whose rules fit your numbers, with max loan, rate, points, days to close and total cost side by side. It’s free and there’s no credit pull.

Is Wyoming a judicial or non-judicial foreclosure state?

Wyoming foreclosures are mostly non-judicial (a trustee or power-of-sale process outside court). The usual security instrument is a mortgage. A faster remedy is one reason asset-based lenders are comfortable lending off the property here. See the Wyoming statutes.

Can I get a mobile home and rv park bridge loan in Wyoming without a credit check?

Some asset-based lenders size the loan on the property and don’t pull credit, usually at lower leverage. Tick No credit check when you compare and you’ll see only those lenders. See no-credit-check bridge loans.

How fast can a mobile home and rv park bridge loan close in Wyoming?

On a clean deal with title and valuation ready, some lenders close in 7 to 14 days; third-party reports, estoppels and thinner public comparable data in a non-disclosure state can push it to 21 to 30 days. You choose the close speed and see only lenders that can meet it.

Do commercial bridge lenders need a license in Wyoming?

Licensing for business-purpose commercial lending varies by state and by how a lender is structured. Check with the Wyoming financial regulator; the Conference of State Bank Supervisors lists every state agency. Lenders on our network confirm in their agreement that they hold every license their loans require.

Sources

General information for business-purpose investors, not legal, tax or financial advice.